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This article is about owners sharing cars to other drivers. For passengers hiring vehicles with drivers, see vehicle for hire .

Peer-to-peer carsharing (also known as person-to-person carsharing and peer-to-peer car rental ) is the process whereby existing car owners make their vehicles available for others to rent for short periods of time.

The concept [ edit ]

Peer-to-peer carsharing is a form of person-to-person lending or collaborative consumption , as part of the sharing economy . [1] The business model is closely aligned with traditional car clubs such as Streetcar or Zipcar (est. in 2000), [2] but replaces a typical fleet with a ‘virtual’ fleet made up of vehicles from participating owners. [3] With peer-to-peer carsharing, participating car owners are able to charge a fee to rent out their vehicles when they are not using them (cars are driven only 8% percent of the time on average). [4]

Participating renters can access nearby and affordable vehicles and pay only for the time they need to use them. [5] [6] In 2011, an American research company Frost & Sullivan calculated that an average Getaround renter saved over $1,800 per year by using a car-sharing service over owning a car for the same number of miles driven. [7] In 2014, the United States House Committee on Small Business stated that “buyers pay less than they would without the service, and sellers earn more--if only because they often would not be able to bring their service to market without the peer-to-peer platform.” [8]

Businesses within this sector screen participants (both owners and renters) and offer a technical platform, usually in the form of a website and mobile app , that brings these parties together, manages rental bookings and collects payment. [9] Businesses take between 25% and 40% of the total income, which covers borrower/renter insurance, operating expenses, and roadside assistance. [3] In return they provide roadside assistance, customer service and vets renters with DMV checks. [9]

As with person-to-person lending, the Internet and the adoption of location-based services as well as the spread of mobile technology have contributed to the growth of peer-to-peer carsharing. [10] Also, millennials are less attracted to car ownership as previous generations. [11]

Enabling legislation [ edit ]

Although many personal auto insurers in the U.S. exclude coverage for commercial use of insured vehicles either through a livery and public transportation exclusion or a specific "personal vehicle sharing program" exclusion, [12] In 2011, California was the first U.S. state to pass Assembly Bill 1871, which allowed private car sharing. [13] Several other states in the U.S. have passed legislation allowing individuals to share their cars without risk of losing their personal car insurance. These include California, Oregon, Washington, Maryland, [14] and Colorado. [15]

Prohibitions [ edit ]

In the U.S., New York is the only state that does not allow peer-to-peer car rental because the owner cannot exclude him or herself from liability to a renter. [ citation needed ]

Ecological impact [ edit ]

Peer-to-peer car sharing has the potential to reduce the number of vehicles on the road and lower pollution levels. [16]

See also [ edit ]

Notes and references [ edit ]

  1. ^ Fishman, Elliot, ed. (2019). The Sharing Economy and the Relevance for Transport . Academic Press. p. 102. ISBN   978-0-12-816210-1 – via Google Books .
  2. ^ Berger, Suzanne (2013). Making in America: From Innovation to Market . MIT Press. p. 191. ISBN   9780262019910 – via Google Books .
  3. ^ a b "Online Rental Markets Are Thriving" . Yale School of Management . December 8, 2010 . Retrieved July 19, 2019 .
  4. ^ Pozin, Ilya (July 19, 2012). "10 Greatest Industry-Disrupting Startups of 2012" . Forbes . Retrieved July 19, 2019 .
  5. ^ Gansky, Lisa (2010). The Mesh: Why the Future of Business Is Sharing . Penguin. p.  146 . ISBN   9781101464618 – via Internet Archive .
  6. ^ Karmann, Markus (2011). The Rise of Collaborative Consumption on the Example of Couchsurfing . GRIN Verlag. p. 5. ISBN   9783656189190 – via Google Books .
  7. ^ "GetAround Connects Car Owners And Renters With P2P Marketplace" . Business Insider . June 7, 2011 . Retrieved July 19, 2019 .
  8. ^ "The Power of Connection: Peer-to-peer Businesses" . United States House Committee on Small Business . January 15, 2014 . Retrieved July 19, 2019 .
  9. ^ a b Duffer, Robert (August 29, 2018). "With carsharing, your car can make – instead of cost – you money" . Chicago Tribune . Retrieved November 6, 2019 .
  10. ^ Ostrofsky, Marc (2013). Word of Mouse: 101+ Trends in How We Buy, Sell, Live, Learn, Work, and Play . Simon and Schuster. p.  113 . ISBN   9781451668421 – via Internet Archive.
  11. ^ Bell, Linda (May 11, 2019). "Don't want to buy a car? Rent your neighbor's" . Fox Business . Retrieved November 6, 2019 .
  12. ^ International Risk Management Institute - Personal Vehicle Sharing Program Exclusion Endorsement
  13. ^ Whittaker, Richard (March 15, 2013). "SideCar to City: Have App, Will Travel ... to Court" . The Austin Chronicle . Retrieved July 19, 2019 .
  14. ^ Elliott, Christopher (October 13, 2018). "The War Between Car Sharing And Rental Companies Just Escalated. Here's Why You Should Care" . Forbes . Retrieved July 19, 2019 .
  15. ^ "Peer-to-peer Motor Vehicle Sharing Program" . Colorado General Assembly . May 30, 2019 . Retrieved November 6, 2019 .
  16. ^ "Solar Today" . Solar Today . American Solar Energy Society : 77. 2002 – via Google Books.
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